Checking Accounts

• Share Draft --
  • Tired of the fees, minimum deposit requirements and hidden charges?  Open a checking with Eight Federal Credit Union and see the Difference!  Here are some of the benefits of checking with us:
  • Debit Card Access 
  • Free on-line banking
  • Free phone teller access
  • No monthly service Fee
  • Dividends paid on balances over $500

Savings Accounts

• Savings & CD Accounts -- Dividends Paid on your Savings Account as of  3/31/13 .10%APY
  Dividends Paid on your Share Draft Account as of  3/31/13 .05%APY
  on balances of $500 or more
  
  Excellent CD rates available:
  Minimum balance $1000.00
  

Loans

• Consumer Loans --

  EFCU OFFERS ALL KINDS OF CONSUMER LOANS.  LISTED BELOW ARE JUST SOME OF OUR LOANS:
  
  * UNSECURED LOANS UP TO $15,000
  * NEW AND USED VEHICLE
  * MOTORCYCLES
  * BOAT LOANS
  * COMPUTER LOANS
  * HOLIDAY LOANS
  * HOME IMPROVEMENT LOANS

• Certificate Secured Loan -- Certificate Secured Loans are availabe for the length of CD at 3% over the Share Rate.
• Signature Loans -- Signature Loans are available up to 48 months for as low as 10.25% APR.
• Line of Credit -- A Line of Credit is available with a yearly review.  The current rate is AS LOW AS 10.25%APR.
• Home Equity - Line of Credit -- A Home Equity Line of Credit is available up to a maximum of $50,000.  The length of the Home Equity can vary.  Call for current rates.
• Second Mortgage -- A Second Mortgage is available with a maximum amount up to $50,000.  The length of the mortgage can vary.  Call for current rates.

Other Services

• VISA CREDIT CARD --

  VISA CREDIT CARD -- 12.99% FIXED RATE