Eight Federal Credit Union
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    Checking Accounts

    • Share Draft --
      • Tired of the fees, minimum deposit requirements and hidden charges?  Open a checking with Eight Federal Credit Union and see the Difference!  Here are some of the benefits of checking with us:
      • Debit Card Access 
      • Free on-line banking
      • Free phone teller access
      • No monthly service Fee
      • Dividends paid on amounts


    Savings Accounts

    • Savings & CD Accounts -- Dividends Paid on your Savings Account as of June 30,2008  1.25%APY
      Dividends Paid on your Share Draft Account as of June 30, 2008  .50%APY
      Excellent CD rates available:

      Minimum balance $1000.00


    Loans

    • All loan rates -- Rates are subject to change and are based on individual creditworthiness.    Payment term for vehicles is based on model, year and amount of the loan.  

      APR=Annual Percentage Rate
    • Consumer Loans --

      EFCU OFFERS ALL KINDS OF CONSUMER LOANS.  LISTED BELOW ARE JUST SOME OF OUR LOANS:

      * UNSECURED LOANS UP TO $15,000
      * NEW AND USED VEHICLE
      * MOTORCYCLES
      * BOAT LOANS
      * COMPUTER LOANS
      * HOLIDAY LOANS
      * HOME IMPROVEMENT LOANS

    • Share Secured Loan -- Share Secured Loans are available for up to 60 months at 4% over the Share Rate. 
    • Certificate Secured Loan -- Certificate Secured Loans are availabe for the length of CD at 4% over the Share Rate.
    • Signature Loans -- Signature Loans are available for up to 60 months at 11.00% APR.
    • Line of Credit -- A Line of Credit is available with a review at 2 year intervals.  The current rate is AS LOW AS 10.75%APR.
    • Home Equity - Line of Credit -- A Home Equity Line of Credit is available up to a maximum of $50,000.  The length of the Home Equity can vary.  The rate is  
    • Second Mortgage -- A Second Mortgage is available with a maximum amount up to $50,000.  The length of the mortgage can vary.  Rates as low as 5.50% are available.  


    Other Services

    • VISA CREDIT CARD --

      VISA CREDIT CARD -- 12.99% FIXED RATE

      BALANCE TRANSFER 6.99% UNTIL THE AMOUNT YOU TRANSFERRED IS PAID IN FULL.

      TRANSFER YOUR CURRENT HIGH CREDIT CARD BALANCE TO EIGHT FEDERAL'S VISA CARD.   THIS IS A LIMITED TIME OFFER.  YOU CAN TRANSFER YOUR OTHER CREDIT CARD BALANCES AND GET 6.99% APY WITH ZERO BALANCE TRANSFER FEE.  CALL 419-666-7334 AND ASK FOR  Diane FOR MORE INFORMATION.

     


            

     
     
     

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