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LOANS WHEN YOU NEED THEM
At EFCU, we have loans for all your borrowing needs.
We have low-rate auto and personal loans,
available when you need them. If you're in the market for
a new or used vehicle, call and get pre-approved so
you can shop with confidence. We offer rates as
low as 5.99% apr* with terms up to 84 months.
Stop by or call today to apply!
*APR-Annual pertcentage rate.Rate and term are based on members credit
worthiness, age of collateral and amount financed.
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Direct Deposit Your Tax Refund
You can recieve your income tax refund safely and quickly
into your EFCU account. This process is easy and
convenient for you. All you have to do is:
- Provide your account number on your tax return
- Provide our routing number, 241281976, on your
tax return
- Check the proper box on your tax return for either
your savings or checking account
Keep in mind that if your tax return is a joint return, your
refund must be deposited into a joint account.
Please don't hesitate to contact us with any questions.
PREPAID VISA TRAVELMONEY
Better than a travelers check
-Accepted worldwide at Visa locations
-Safe, secure and cancelable if lost or stolen
-Reduces fears of Identity Theft
-Transferable for use by spouse and children
Now available at the credit union
FRAUD PROTECTION
As your credit union we may use e-mail to communicate with you; however, we would never ask you to send your Social Security number, account number, password, or PIN to us by e-mail. You can always call us at 419-666-7334 to verify whether an e-mail is legitimate.
Avoid getting hooked by follow these simple rules!
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Be suspicious of e-mail that ask for personal or financial infomation.
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Check your monthly statements to verify all transactions, notify us immediately of any erroneous or suspicious transactions.
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Be cautious of any business that contacts you to notify you of "problems" with your account, or entices you with prizes.
MasterCard SecureCode Debit/Credit Card Security Safe and Secure Online Banking
MasterCard SecureCode is a simple and secure way to pay at thousands of online stores. A Private code known only to you and your credit union/bank, your SecureCode enhances your existing MasterCard account by protecting you against unauthorized use of your card when shopping online at participating online reatilers. The best way to pay on the internet! Click on the logo below and sign up today.
VISA CARDHOLDERS
Due to the increase in fraudulent activity on credit cards, we advise you to review the activity on your account frequently. You can view your activity at www.ezcardinfo.com. It is also important to provide the credit union with your current address and phone number.
Check security before buying on-line
When you purchase on-line, make sure all your transactions are Secure Sockets Layer (SSL) enabled and encrypted. That will help provide secure communications over the Internet. Be sure the pad lock at the top or bottom of your browser is closed and locked. Also, in the address line, make sure it reads https: s stands for secured.
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