ANNOUNCING A STUDENT LOAN IN PARTNERSHIP WITH SALLIE MAE 
CLICK ON CURRENT NEWS FOR MORE INFORMATION

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                                                 ELECTRONIC STATEMENTS

                                         Receive your account statements electronically.  
            Electronic statements are a safe and secure way to receive vital account information.

                                    Estatements are available through our onLine Banking 
                                              click the "eStatement" button to enroll.  

                        Not enrolled in OnLine Banking, but want to receive eStatements:
                         You must Sign Up for OnLine banking.  Call 419-666-7334 to sign up.  

                     Please read our disclosure and account agreement for important information.

TRANSFER YOUR VEHICLE LOAN TO EFCU

Are you paying a high interest rate on your auto? You
could qualify for a rate as low as 4.99%* at Eight
Federal Credit Union. Call today to reduce your
payment and save hundreds in interest. We'll do
all the work for you. Call the credit union today
or click on forms to complete the loan application.

APPLY TODAY! 
*APR-Annual pertcentage rate.Rate and term are based on members credit 
worthiness, age of collateral and amount financed.
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**LOAN APPLICATION ON LINE **
GO TO FORMS AND PRINT OUR APPLICATION ---FILL OUT INFORMATION AND BRING IN OR FAX TO US.



PREPAID VISA TRAVELMONEY
Better than a travelers check
  -Accepted worldwide at Visa locations             
-Safe, secure and cancelable if lost or stolen
-Reduces fears of Identity Theft                       
-Transferable for use by spouse and children
Now available at the credit union


FRAUD PROTECTION
As your credit union we may use e-mail to communicate with you; however, we would never ask you to send your Social Security number, account number, password, or PIN to us by e-mail.  You can always call us at 419-666-7334 to verify whether an e-mail is legitimate.  

Avoid getting hooked by follow these simple rules!

• Be suspicious of e-mail that ask for personal or financial infomation.
• Check your monthly statements to verify all transactions, notify us immediately of any erroneous or suspicious transactions.
• Be cautious of any business that contacts you to notify you of "problems" with your account, or entices you with prizes.

MasterCard SecureCode   Debit/Credit Card Security  Safe and Secure Online Banking

MasterCard SecureCode is a simple and secure way to pay at thousands of online stores.  A Private code known only to you and your credit union/bank, your SecureCode enhances your existing MasterCard account by protecting you against unauthorized use of your card when shopping online at participating online reatilers.  The best way to pay on the internet!     Click on the logo below and sign up today.


VISA CARDHOLDERS
Due to the increase in fraudulent activity on credit cards, we advise you to review the activity on your account frequently. You can view your activity at www.ezcardinfo.com. It is also important to provide the credit union with your current address and phone number.

                                          
Check security before buying on-line
When you purchase on-line, make sure all your transactions are Secure Sockets Layer (SSL) enabled and encrypted.  That will help provide secure communications over the Internet.   Be sure the pad lock at the top or bottom of your browser is closed and locked.  Also, in the address line, make sure it  reads https:  s stands for secured.